Did your dentist recently recommend a dental implant to replace a missing tooth? If so, the first two questions that came to mind were likely “How much do dental implants cost?” and “Are dental implants covered by my dental insurance?”
Read on to learn about the type of dental implant coverage you can expect for most 2022 dental insurance plans and what an implant may cost you if your insurance doesn’t provide any coverage.
Different insurance policy plans offer varying levels of coverage for all dental services and treatments. Most dental insurance plans are designed to cover treatments like routine exams, dental emergencies, and the basic level of dental care. Dental insurance is intended to cover preventative maintenance and basic restorations only. It’s also common to have relatively low maximums for what can be spent each year in coverage, which typically comes out to $1,000 – $1,500.
For dental implant surgery, it’s recommended to expect little-to-no dental implant coverage by your dental insurance company as many companies do not offer dental implants as a covered benefit.
While most dental insurance doesn’t cover implants, some cover the low-cost alternatives of partials and dentures. Insurance providers also typically cover a portion of the required extractions and diagnostic steps necessary before having an implant put in. If the plan does cover implants, that coverage is still restricted by the annual allowed maximum, which can still leave you short on coverage.
Some medical insurance plans now cover procedures that help patients prepare for implants, including bone grafts. There may also be cases where medical insurance covers tooth replacement if losing the tooth was related to other medical conditions. If the tooth loss was related to the workplace or the individual’s job, this might be covered by medical insurance.
It can be worth checking with your medical insurance if they cover any form of an implant procedure before you begin treatment.
At Hoffman Dental Care, financial considerations should not be an obstacle to receiving the dental treatments you need. We understand that different patients have different needs in fulfilling their financial obligations, so we offer the following payment options:
We have designed our Savings Plan to provide affordability and greater access to high-quality dental care for our patients that do not have insurance or are looking for an alternative to their current dental plan. Learn more on our Savings Plan page.
With our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation’s leading patient payment program, enables you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and pre-payment penalties. So, begin your treatment TODAY!
The entire family can use CareCredit for ongoing treatment without having to reapply. CareCredit offers a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, and it only takes a few minutes to apply for CareCredit. To learn more about CareCredit, call 1-800-839-9078, or visit their website at www.CareCredit.com.
LendingPoint offers personal loans and financing options with a variety of payment plans. Their free online application provides multiple finance options. Best yet, you can receive money in your account as soon as the next business day. Click the logo to check your payment options:
We offer a 10% Senior Citizens Discount. Call or email us for more information.
Patients Who Have Dental Insurance – We work with all insurance companies and will be happy to do a complimentary benefits check for you when you schedule an appointment with us.
We know that there’s a lot to consider before undergoing implant surgery, from the downtime involved to your candidacy to the restoration that will accompany the implant. When you decide to get a dental implant, you’re making a lasting decision that will likely save you money (and time!) in the long run when compared to other forms of tooth replacement like partials or dentures.
Suppose you’re wondering whether dental implants are worth the cost to restore your missing tooth. In that case, Hoffman Dental Care can help answer those questions for you and provide you with more information on making dental implants affordable for you, so contact us today.
